Most beneficiaries fall for the monthly contribution and forget to check the rest of the expenses; it’s a classic case of bias when selecting affordable healthcare plans. That is true; a healthcare plan with a low contribution is attractive. However, it may prove more costly in terms of deductibles, copays, coinsurance, and out-of-pocket max. For someone with frequent medical needs, all these expenses can greatly change over a period of time. To know more, read this PDF.