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                     ACAMS CAMS Dum
ps
Certified Anti-Money Laundering 
Specialist
Certify your AML and Anti-Financial 
Crime Knowledge
The CAMS Certification
In 2001, ACAMS set out with the mission to set an international 
standard for testing the knowledge of those entrusted with the 
detection and prevention of money laundering. What sprang 
from that concept was the Certified Anti-Money Laundering 
Specialist (CAMS) Certification. Since its inception, CAMS has 
become the gold standard in AML certifications and is 
recognized by private institutions, governments and law 
enforcement.
Why You and Your Team Should 
Earn an AML Certification
The Certified Anti-Money Laundering Specialist (CAMS) credential is the gold standard in AML 
certifications and recognized internationally by financial institutions, governments and 
regulators as a serious commitment to protecting the financial system against money 
laundering.
Institutions with CAMS-certified compliance teams can:
• Drive a culture of compliance from the top down by building highly skilled teams staffed with 
subject matter experts
• Demonstrate to regulators and examiners their dedication to a standardized risk-based 
approach for protecting against money laundering threats and financial crime risks
• Meet mandated AML training requirements through preparation and study and satisfy 
ongoing training through recertification and advanced certification activities
• Safeguard more effectively against financial and reputational damage
We currently offer CAMS in these 
languages:
• Arabic
• Bahasa Indonesia
• Chinese – simplified
• Chinese – traditional
• English
• French
• German
• Japanese
• Portuguese
• Russian
• Spanish
Sample Question: 1
A customer runs an export business for agricultural products. There has been steady growth 
over the years from sales to the Caribbean region. A sudden increase is noted in this 
customer's account balances during the last month. On what grounds should an anti-money 
laundering specialist prepare a suspicious transaction report?
A. The increased activity is due to money order deposits.
B. Wire transfers are coming from a Financial Action Task Force member country.
C. The client changed his address without advising the institution.
D. Travelers checks (cheques) were purchased for trips to a Non-Cooperative Countries and 
Territories.
Answer: C
CAMS Dumps, CAMS Question Answers
Sample Question: 2
A bank in an offshore jurisdiction approaches an institution about opening a new correspondent 
banking relationship. Prior to opening the account, the new account representative obtains copies of 
the offshore bank's anti-money laundering policies and procedures, and all appropriate legal 
documentation for the bank; ascertains no third parties will be able to access the accounts; and 
determines the owners of the bank, the bank's primary business activities, and the business address of 
the bank. Which of the following steps does the Basel Committee on Banking Supervision's Customer 
Due Diligence for Banks Paper recommend the banker take prior to opening Oils correspondent 
account?
1. Conduct a site visit and meet all the principals and beneficial owners in person.
2. Verify the bank has a physical presence in the country where it is incorporated.
3. Confirm the bank is subject to regulatory supervision with adequate anti-money laundering laws.
4. Obtain and maintain a complete listing of the correspondent bank's customers, including politically 
exposed persons.
A. 1 and 2 only.
B. 1 and 4 only.
C. 2 and 3 only.
D. 3 and 4 only.
CAMS Dumps, CAMS Question Answers
Answer: C
Sample Question: 3
A financial institution in a jurisdiction with currency reporting thresholds is undergoing a branch office 
compliance review. A large number of currency transactions in amounts exceeding a reporting 
threshold were discovered without a currency transaction report (CTR) being filed. The transactions 
were handled by the same teller (cashier). This teller (cashier) was recently hired and had not received 
anti-money laundering training yet. The branch manager received daily exception reports of all large 
currency transactions as well as a report of all CTR filings. Which of the following should the compliance 
officer
recommend as the initial action?
A. Terminate the teller's (cashier's) employment prior to the expiration of the probation period.
B. An audit should be conducted for cash transactions since the last compliance review.
C. The branch manager should be formally reprimanded for failing to ensure proper instruction was 
given.
D. The teller's (cashier's) employment should be suspended with pay pending appropriate training.
Answer: C
CAMS Dumps, CAMS Question Answers
Sample Question: 4
The Board of Directors for a small private bank has asked the management to no longer apply the 
identity requirements for high net worth individuals to protect their privacy. Which of the following 
Financial Action Task Force 40 Recommendations should cause an anti-money laundering specialist the 
most concern?
A. Financial institutions should not warn their customers when information relating to them is being 
reported to the competent authorities.
B. Financial institutions should not keep anonymous accounts.
C. Financial institutions should maintain all necessary suspicious transaction report records on 
transactions, both domestic are international, for at least 5 years.
D. If financial institutions suspect that funds stem from criminal activity, they should be required to 
close the account.
Answer: B
CAMS Dumps, CAMS Question Answers
Sample Question: 5
Under requirements for correspondent accounts in the USA PATRIOT Act, the word 
"certification" refers to a written representation by a:
A. federal receiver" certifying that he is not the beneficial owner of the correspondent 
account.
B. respondent bank, certifying that they do not do business with politically exposed persons.
C. correspondent bank, certifying that they do not open correspondent accounts for 
alternative remittance companies.
D. respondent bank, certifying that they do not do business with shell banks.
Answer: C
CAMS Dumps, CAMS Question Answers
ACAMS CAMS Dum
ps
Certified Anti-Money Laundering 
Specialist