"ServicePlus - Total Home Warranty Service. Many Americans have started reviewing their finances and making new strategic plans to save and earn more in 2024. This same idea can be beneficial for homeowners too. Knowing what expenses may incur in the future always helps one to make a future-proof plan and save costs. Purchasing a home warranty plan can be an excellent way to cover the costs of repairing or replacing major home appliances and systems when they break down. Unlike home insurance, which covers the structural damages to your home from perils like fire, storm, earthquake, etc, a home warranty plan covers normal home appliances and systems wear and tear. A home warranty plan always works like an added financial protection when suddenly encountering a costly repair or replacements, therefore, it could be a smart investment option for you in 2024. Why should you need a home warranty plan in 2024? Here are a few reasons why you should consider a home warranty plan in 2024: Service Plus Home Warranty Plans Here! Save more money: Just like many other homeowners, if you are not sure about the present conditions of your critical home appliances and systems like electrical, plumbing, HVAC, etc. Having a comprehensive home warranty plan enables you to stay away from costly repair or replacement of household items. For example, what if your central system wears down? Replacing a new central AC could cost you around $2,500 to $7,000. Would you be able to shed such an amount comfortably? Usually, a home warranty company covers the majority of the costs, while you are responsible for paying a small service fee called the deductible. The deductible amount ranges from $60 to $120. The more premium you pay, the less deductible amount it is. In rare cases, you may have to pay for non-covered out-of-pocket expenses. Bruce Ailion, a famous realtor and attorney explained the benefits of having a home warranty plan, even in cases when a modification is also involved."