Mortgage Miracles Happen is a mortgage broker headquartered in Ogden, Utah. We have relationships with the top wholesale mortgage banks in the country that offers wholesale pricing to mortgage brokerage companies. As a result, we pass the good terms onto our clients with low fees to our clients as this gives us a big competitive advantage over other mortgage companies and other lenders. Mortgage Miracles Happen is run by Ben Gerritsen. Ben has been in the mortgage business for nearly two decades. Ben has helped many people buy homes and refinance to better their lives.