Eligibility and Benefits for WCB Claim


Pranaphysiotherapy

Uploaded on Jun 8, 2020

• It’s a medical insurance that your employer will pay to you if you’re a permanent employee of the company. • It is payable only if you get injured in the office premises during the working hours. • Your family will receive a monetary benefit against this claim if you die in accident at workplace

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Eligibility and Benefits for WCB Claim

Eligibility and Benefits for WCB Claim What is Worker’s Compensation Board? • It’s a medical insurance that your employer will pay to you if you’re a permanent employee of the company. • It is payable only if you get injured in the office premises during the working hours. • Your family will receive a monetary benefit against this claim if you die in accident at workplace Eligibility for WCB claims • You need to be a permanent employee of the company • The accident should occur within the workplace • Your company should be registered under the WCB • You are entitled for the coverage from first day of your job When to report for the accident? Reporting for the accident should be done immediately within 30 days from the day of occurrence. The accident should be reported to specific persons – foreman, supervisor, and boss Any reports send after 30 days will lead to the rejection of the claim Reporting should be done in written format along with doctor’s approved certificate WCB benefits for injured workers For claims under WCB in Surrey, you can avail 3 major benefits. • Wage loss benefit • Healthcare benefit • Permanent impairment awards Wage loss benefit • WCB claims in Surrey provides 90% of net pay in case you miss work due to injury • Deductions like employment insurance, pension plans and income tax amounts are made from the net pay • Any additional insurance benefits shall also be deducted from the payment Healthcare benefits WCB in Surrey includes medical costs like: • Hospital expenses • Medication expenses • Personal care allowance • Expenses for purchasing artificial limbs, crutches, canes and hearing aids • Physiotherapy session expenses • Transportation expenses Permanent impairment awards For permanent physical or mental injury that cannot be treated or cured, a lump sum amount of money is sanctioned after assessing the extent of the damage. It depends on loss of body function, extent of damage, age of the person. Thank you