Why CRISIL Rating is Important?
                     Why CRISIL Rating Is Important?
For Fixed Deposit
What is CRISIL Rating?
CRISIL rating stands for credit rating information 
services of India limited. It is India’s first credit rating 
agency. It gives the rating to the financial companies so 
that there is zero possibility of bankruptcy and investors 
can invest safely.
Working Structure of CRISIL
CRISIL utilizes “CRAMEL” structure to 
estimate financial platform.
• c: Capital
• R: Resource Raising Ability
• A: Asset Quality
• M: Management
• E: Earning
• L: Liquidity
CRISIL Rating followed by Fixed Deposit
                                   
                                       FAAA   :     Highest Safety
                                 FAA    :     High Safety
                                   FA     :     Adequate Safety
                                   FB     :     Inadequate Safety
                                   FC     :      High Risk
                                   FD     :     Default
                                   NM   :     Not Meaningful
Why CRISIL Rating is Important
CRISIL Rating is so important because you should 
know the financial reputation of the bank and NBFC. 
You should check the CRISIL rating of the bank 
where you plan to invest your money. 
CRISIL Rating for Fixed Deposit
If you are investing in Fixed Deposit and the CRISIL 
rating is “FAAA” than there is an assuring for zero 
chances of bankruptcy and investor can invest 
tension free.